Banks used to penalise financial advisers for giving good client advice by reducing commission payments. They didn’t want me telling you how to pay less interest on your mortgage, as that’s how they made money. The good news is that times...... Read More

I often hear people say “I wish Warkworth was like it was 30 years ago” and, having been raised in a small rural town, I can understand what they mean. There was a certain appeal about being able to park wherever you wanted, knowing nearly...... Read More

Have you noticed how business has changed over the years and technology has become such an integral part of our lives and the way we communicate? This has become our new normal, and a lot of business is done online, we use email, social media, and software...... Read More

The word ‘churned’ sounds like it should fit better with making butter than with financial advice, yet this is a term used to describe an unethical practice that you may have been subject to in the past. Churning is the constant replacement...... Read More

If you’re a small business owner, it can feel like business (and life in general) just keeps getting busier and it’s hard to fit everything in that needs to be done. One of the key challenges I hear a lot from business owners – is the...... Read More

Few people think too much about roading and transport until something goes wrong and it affects their daily lives. Arguably, we’re a little more in-tune in Rodney North, given that a daily occurrence for many of us is dealing with the wondrous Hill...... Read More

As another financial year ticks over it may be time to take a look at your KiwiSaver returns, or lack thereof, and make some improvements. Studies still show that approximately 80 percent of us don’t know what’s going on with our KiwiSaver...... Read More

When you are busy running your company, it’s easy to get caught up in the day-to-day tasks and the long list of things to get done. One week merges into the next and before you know it, it is April already.  This means the close of the financial...... Read More

When you think of all things financial, insurance is probably one of the least exciting of them all (after credit card debt perhaps), but it is more important than you might think. Kiwis are starting to understand insurance better, but it blows my mind...... Read More

A key fundamental in a successful business is strong planning. Business owners need to stop hoping they’ll have a better year in 2018 and instead work on a clear, practical, proven growth plan. Here are some ideas to help you plan for success. •...... Read More