3.99% on home loans?

The one-year rates advertised by big banks like ANZ have dropped again and are sitting on 4.15% as I write this article and drink my coffee. Being in the market for a re-finance of my own mortgage, I wonder if 3.99% (or even less) is achievable once again,...... Read More

Starting with staff

If you have been in business for some time, think back to the beginning and you’ll probably remember the growing pains, the excitement, the worry, your first clients, and people who supported you from the beginning. Businesses go through different...... Read More

Business concerns all

As a business association, we regard ourselves as the voice of business in our area, but the projects and issues we deal with often show that these impact residents as much as business. Earlier this year, One Warkworth took a 50 per cent share in the...... Read More

Full disclosure

When it comes to your life and health insurance, full disclosure is a must. Being human though, we do forget things and can innocently, or not, leave ourselves paying expensive premiums for an insurance policy that is never going to pay out. Think about...... Read More

Ministerial briefing

On Saturday, August 4, three members of the One Warkworth Business Association, met with the Minister of Housing and Urban Development and Transport Phil Twyford. The One Warkworth presentation stressed the following points: Prioritise budgetary allocations...... Read More

The stress factor

Being in business is exciting, rewarding and fulfilling but sometimes it can also be stressful, challenging and a lot of hard work. And while a certain amount of stress can keep focused, motivated and taking action, it can become a pain point when it’s...... Read More

The cashflow challenge

Being in business is exciting, no two days are the same, there is no income cap, and you can create your business and do it your way. And while there are different reasons you may have started your business in the first place, most business owners want...... Read More

Strength in numbers

One Warkworth’s Industrial and Commercial Group meets quarterly to identify issues that affect the sector, as well as using the opportunity to network with similar-minded business owners. These have been well supported, with 30-plus people attending...... Read More

Selling retail

We often measure the success or failure of a township by the face of its retail precinct. How often are we confronted in the media with boarded up shop fronts that herald the death of towns – almost anywhere in the world.  So a strong retail...... Read More

Can you really pay less on your mortgage?

Banks used to penalise financial advisers for giving good client advice by reducing commission payments. They didn’t want me telling you how to pay less interest on your mortgage, as that’s how they made money. The good news is that times...... Read More