Finance

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Finance – Traumatic news

As an accompaniment to life insurance, trauma cover is one of the most claimed insurances available and the majority of people would benefit from some...

Finance – Life insurance issues

There are a few key points to understand before taking out life insurance cover. Firstly, life insurance is not there to benefit the person with...

Finance – 3.99% on home loans?

The one-year rates advertised by big banks like ANZ have dropped again and are sitting on 4.15% as I write this article and drink my...

Finance – Full disclosure

When it comes to your life and health insurance, full disclosure is a must.Being human though, we do forget things and can innocently, or not,...

Finance – Home loans for the self-employed

A recent experience of my own has prompted this month’s column, and it’s something a lot of Kiwis share. Whether you’re a sole trader or...

Finance – Regulations protect public

As a long time advocate of a more regulated financial industry, I am excited to see that new regulations for financial advisers are coming. Currently,...

Finance – Have you ever been churned?

The word ‘churned’ sounds like it should fit better with making butter than with financial advice, yet this is a term used to describe an...

Finance – Get the most from KiwiSaver

As another financial year ticks over it may be time to take a look at your KiwiSaver returns, or lack thereof, and make some improvements....

Finance – Hope for first time buyers

If you’ve been saving for a first home over these last few years then you could be forgiven for thinking your efforts were futile, as...

Finance – Can you really pay less on your mortgage?

Banks used to penalise financial advisers for giving good client advice by reducing commission payments. They didn’t want me telling you how to pay less...